Money Sense: Nancy Melcher of FlexMor and Robert Suycott of Tailor Made Benefit Solutions

Securities and advisory services offered through SII Investments, Inc. Member FINRA/SIPC and a Registered Investment Advisor and are not insured by the FDIC or any federal government agency; not a deposit or other obligation of, or guaranteed by any bank or its affiliates; subject to risks including possible loss of principal amount invested. Ellenbecker Investment Group and SII Investments, Inc. are separate and unrelated companies. Due to various state regulations and registration requirements concerning the dissemination of information regarding investment products and services, we are currently required to limit access of the following pages to individuals residing in states where we are currently registered. A broker/dealer, investment advisor, BD agent or IA rep may only transact business in a particular state after licensure or satisfying qualifications requirements of that state, or only if they are excluded or exempted from the state's broker/dealer, investment adviser, or BD agent or IA rep requirements, as the case may be; and follow-up, individualized responses to consumers in a particular state by broker/dealer, investment adviser, BD agent or IA rep that involve either the effecting or attempting to effect transactions in securities or the rendering of personalized investment advice for compensation, as the case may be, shall not be made without first complying with the state's broker/dealer, investment adviser, BD agent or IA rep requirements, or pursuant to an applicable state exemption or exclusion. We have the capability of being registered to do business in every state. Please contact us if your state is not listed below. We are currently registered to offer investment products and services to residents of: Alaska (AK), Arizona (AZ), Arkansas (AR), California (CA), Colorado (CO), Connecticut (CT), Delaware (DE), Florida (FL), Georgia (GA), Idaho (ID), Illinois (IL), Indiana (IN), Iowa (IA), Kansas (KS), Louisiana, (LA), Maryland (MD), Massachusetts (MA), Michigan (MI), Minnesota (MN), Missouri (MO), Montana (MT), Nevada (NV), New Hampshire (NH), New Jersey (NJ), New Mexico (MN), New York (NY), North Carolina (NC), Ohio (OH), Oklahoma (OK), Oregon (OR), Pennsylvania (PA), Rhode Island (RI), South Carolina (SC), South Dakota (SD), Tennessee (TN), Texas (TX), Utah (UT), Virginia (VA), Washington (WA), Wisconsin (WI) Fee-based advisory services are available only to residents of: Alaska (AK), Arizona (AZ), Arkansas (AR), California (CA), Colorado (CO), Connecticut (CT), Delaware (DE), Florida (FL), Georgia (GA), Idaho (ID), Illinois (IL), Indiana (IN), Iowa (IA), Louisiana (LA), Maryland (MD), Massachusetts (MA), Michigan (MI), Missouri (MO), Montana (MT), Nevada (NV), New Jersey (NJ), New Mexico (NM), Ohio (OH), Oklahoma (OK), Pennsylvania (PA), Tennessee (TN), Texas (TX), Utah (UT), Virginia (VA), Washington (WA), Wisconsin (WI)