Recommended Books

Long-Term Care: Your Financial Planning Guide
By: Phyllis Shelton

In Long-Term Care: Your Financial Planning Guide, Phyllis Shelton, one of the nation's leading authorities on long-term care planning, shows how to design an individualized strategy - without using up all your assets! Clearly and concisely, Shelton explains how to get the most for your money through financing, tax incentives and reverse mortgages; exactly what help and benefits you are entitled to from Medicare, Medicaid and other government agencies; and what different kinds of insurance policies offer - what they will provide and how they can be coordinated with the benefits you are entitled to from other sources. Additional sections cover the importance of LTC insurance as a company benefit, plus a special section on the LTC Partnership programs available in several states, and a chapter on alternatives to the stand-alone LTC policy, such as accelerated death benefits, reverse mortgages, life or annuity LTC plans, viatical settlements, etc. U.S. Senator Bill Frist, M.D., Member of the Senate Health, Education, Labor and Pension Committee says this book is "essential reading for anyone concerned about their long-term health care needs."