Retiring the 4% Rule A portfolio created with your long-term objectives in mind is crucial as you pursue your dream retirement. Share | Have A Question About This Topic? Name Email Address Message Thank you! Oops! Related Content What Is a 1035 Exchange? 1035 exchanges provide a way to trade-in an annuity contract or life insurance policy without triggering a tax liability. Universal Life Insurance Universal life insurance is permanent insurance with a flexible premium. Here's how it works. Red Flags for Tax Auditors Here are six flags that may make your tax return prime for an IRS audit.